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"SOCIAL TRANSFORMATIONS ARE TRIGGERED MORE OFTEN THROUGH THE INTENTIONAL ACTS OF A FEW…"

the STEPs.org1 is an Association2 of highly motivated social entrepreneurs, finance & technology professionals and their organizations with the common goal of bringing about positive social change.

1 Social Transformation Enabling Projects & Organizations

2 Approved by the Ministry of Commerce, People’s Republic of Bangladesh

Sector Related SDGs Addressed by theSTEPs Initiatives
Challenge Statements
2.6 million people aged 15 or above are still unemployed (BBS, 2017)
Adult literacy rate in Bangladesh is 61.5%
Out of 60 million people in the workforce of Bangladesh, 21%  has either no education or less than complete primary education
Only 50% of the students who enroll in first grade reach grade 10 in Bangladesh
26% of the population has received no education, while a further 30% has only some primary education (BBS 2015)
40% of the population aged between 15 and 24 years which is up to 11.6 million youth or about one-fifth of the total working age population in Bangladesh are classified as “not in education, employment or training (NEET)
1 in every 2 graduates is without employment in Bangladesh
Sector Related SDG Targets for Bangladesh

Achieving 100% net enrollment rate for primary and secondary education.

To ensure quality education at primary, secondary and tertiary education.

To Increase cohort reaching grade 5 to 100% from current 80%

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Sector Related SDGs Addressed by theSTEPs Initiatives
Challenge Statements
Bangladesh’s traditional banking sector lacks adequate technology and only serves 17% to 36% adults
Financial account ownership among adults is only 31%
Bangladesh’s Annual National Poverty Rate is 23.3% and Extreme Poverty Rate is 12.9%
The value of transactions through mobile finance services in Bangladesh was 5.6% of GDP in 2015
60% of our adult population is still unbanked
Only 9% Bangladeshis have Digital access to financial services through bank accounts
Only 40% adult access mobile money. Only 17% have full service bank accounts
Only 34% of Bangladesh’s total population is financially included
2.23+ million people still live in slums across the country
32.2 million registered mobile banking accounts, yet cash is the most prevalent form of financial transaction; lack of awareness and trust in technology lead to 80% people in not adopting mobile wallet
Sector Related SDG Targets for Bangladesh
Reduction of Income Inequality from 0.458 to downward
Reduction in the head-count poverty ratio by about 6.2% points
Reduction in extreme poverty by about 4.0% points; cut to 8.9% by 2020
Sector Related SDGs Addressed by theSTEPs Initiatives
Challenge Statements
In 2016, CO2emissions per capita for Bangladesh was 0.46 metric tons
Since 2009, an estimated one person has been displaced in every second by natural disasters, with an average of 22.5 million people displaced by climate or weather-related events
Environment pollution is killing approximately  280,000 children in Bangladesh annually
Only about 6% of the entire population has access to natural gas, primarily in urban areas
Agriculture sector is the leading contributor, with 39% of total Green House Gas (GHG) Emissions
Sector Related SDG Targets for Bangladesh
Increase energy efficiency by 10%
5% Reduction in greenhouse gas emission by 2030
To minimize climate change effects and reduce environmental degradation
Sector Related SDGs Addressed by theSTEPs Initiatives

“A nation that has no culture cannot afford a civilization

About 68,000 people are directly and indirectly involved in Jamdani, which has been recognized as a World Heritage by the UNESCO

More than 12% handloom units in Bangladesh shut down their production due to lack of yarn supply at reasonable price

Weavers do not get quality raw materials like yarn, dyes & chemicals at right time and at the right price

Aiding the production of Jamdani can contribute to the visibility of the intangible cultural heritage while promoting respect for cultural diversity

theSTEPs
Members Involved
Sector Related SDGs Addressed by theSTEPs Initiatives
Challenge Statements
Under-nutrition is the underlying cause of 3.5 million deaths among children under-five worldwide.
Bangladesh stands Lowest in the Global Food Security Index-2017 among South-Asian countries
42 million people remain as food insecure and  6,000,000 children estimated to be chronically undernourished
Only about 40% of our population receives some kinds of state medical care
81.3% of the population consumes 23% lesser than the ideal calorie intake
Our HealthCare Ratios:
Available hospitals to people 
1: 95, 069
Available hospital beds to people
1: 1,528
Available doctors to people 
1:2,000
About 30% of dying patients are unable to receive services of trained physicians
Consumption of milk per capita per day is 55 ml whereas the ideal consumption requirement is 250 ml.
Sector Related SDG Targets for Bangladesh
Reducing the proportion of stunting among under-five children from 36.1% to 25%
Reducing the proportion of underweight children among under-five children from 32.6% to 20%
Sector Related SDGs Addressed by theSTEPs Initiatives
Challenge Statements
Over 95% women do not have awareness about financial products and services
Only 26% women in our Labor Force has bank accounts
33.5% of the labor force in Bangladesh is Women
The average woman earns about 60% of what a man earns for the same amount of work in Bangladesh
If women's unaccounted work is counted in monetary terms it will amount to 87.2% of GDP
71% women RMG workers give all or a large portion of their salaries to their husbands
Out of 7.8 million businesses in Bangladesh, women-owned enterprises are 7.21% which is insignificant compared to men owned ones. Women account for only 17% of individuals employed in these enterprises
Sector Related SDG Targets for Bangladesh
To Increase the ratio of literate female to male for age group 20-24 to 100% from the current 86%.
To Increase Gender Parity Index in tertiary education from current 0.70 to 1.0.
To Increase the share of female officers (Grade-9 and above) in the public sector to 25% by 2020.
Friday, March, 2018, 01:30 am
{ ?> News Image "We believe digital payments are making financial services more universally affordable, accessible and, therefore, have the opportunity to drive financial inclusion Read More
Thursday, March, 2018, 23:31 pm
{ ?> News Image "Financial inclusion helps lift people out of poverty and can help speed economic development. It can draw more women into the mainstream of economic activity, harne Read More
Thursday, March, 2018, 22:59 pm
{ ?> News Image "As long as poverty, injustice and gross inequality persist in our world, none of us can truly rest." -Nelson Mandela Ex-President South Africa Read More
Thursday, March, 2018, 22:31 pm
{ ?> News Image "Humanity’s greatest advances are not in its discoveries, but in how those discoveries are applied to reduce inequity." -Bill Gates Founder the Micro Read More
Monday, February, 2018, 04:25 am
{ ?> News Image "My dream is to find individuals who take financial resources and convert them into changing the world in the most positive ways." -Jacqueline Novogratz&nbsp Read More
EID Cancer-Aid Fundraising Programme
Thursday, May 16, 2019, 10:17 am
Event Image Today theSTEPs.org has received 53,150.00 BDT worth of donation from the Bijoyee Family.  Their donation is comprised of clothing, toys and milk for the ca ...Read More
THE STEPs ULTRA-POOR CANCER AID (SUPCA) CAMPAIGN
Tuesday, April 23, 2019, 09:55 am
Event Image As part of our SUPCA campaign theSTEPs.org  donated 3,10,000 BDT to the ultra poor cancer patients on 20th April, 2019.   ...Read More
A team building event between BSCL & Datasoft
Tuesday, April 23, 2019, 09:26 am
Event Image A friendly football match between Bangladesh SME Corporation Limited and Datasoft Systems Limited was held on the 29th of March at JAFF, Bashundhara Main Gate, ...Read More
Broadening Financial Inclusion Borders in Bangladesh
Sunday, March 24, 2019, 10:37 am
Event Image SUPPORT has an innovation for businesses that have successfully grown from the microenterprise stage to the small enterprise stage and WPF partners directly wit ...Read More
Bangladesh SME Corporation signed Agreement with Bank Asia Limited
Wednesday, July 04, 2018, 20:51 pm
Event Image Hasan Imam, PhD, Chairman of Bangladesh SME Corporation Ltd. and Md. Arfan Ali, President & Managing Director of Bank Asia have signed  an agreement on July 3rd ...Read More
UK International Development Committee visits SME Centre in Dhaka
Tuesday, March 27, 2018, 20:39 pm
Event Image A few days ago, we had the privilege of hosting representatives of the UK government's International Development Committee (IDC). Joining us from the IDC were UK memb ...Read More
theSTEPs.org Donates BDT 2,15,000 to 43 Cancer Patients at the NICRH
Friday, March 02, 2018, 04:18 am
Event Image An event was organized at the National Institute of Cancer Research & Hospital (NICRH) on February 19 by theSTEPs. The event was carried out as a representation of th ...Read More
BPP Round 2 Inauguration Ceremony held at the Australian High Commission
Wednesday, February 28, 2018, 12:28 pm
Event Image The Australian High Commission hosted the launch of two Business Partnership Platform (BPP) initiatives - Improving the dairy sector and promoting sustainable energy use ...Read More
theSTEPs Initiates a Training Workshop on Healthcare
Wednesday, February 28, 2018, 12:23 pm
Event Image theSTEPs.org with two of its member organizations- Support for Rural Advancement Society and Dishari Foundation have organized a Training Workshop on Healthcare on F ...Read More
theSTEPs Organizes a Healthcare Program in Association with Dishari Foundation
Wednesday, February 28, 2018, 04:34 am
Event Image theSTEPs.org has organized a Healthcare Program in association with Dishari Foundation on February 10. The daylong event starting from 10 am in the morning was held ...Read More
STEPs provides incorporation services
Monday, February 26, 2018, 03:20 am
Event Image With association members BSCL and EDCL, theSTEPS.org provides incorporation services to local entrepreneurs. We hope that this will be a key platform for empowerment on m ...Read More
Improving the dairy sector and promoting sustainable energy use in Bangladesh
Monday, February 26, 2018, 03:19 am
Event Image This partnership supports dairy farmers to obtain access to finance to increase the productivity of their operations. Oxfam has formed dairy enterprises in Banglade ...Read More
Bank Asia & BSCL to join hands to Inaugurate the first Agent Outlet in Durgapur, Rajshahi
Monday, February 26, 2018, 03:18 am
Event Image From the Governor’s chamber at the Central Bank, through the conference halls of development seminars, to the boardrooms of commercial banks, there is a great deal ...Read More
Oxfam, BSCL to empower marginalised rural people
Monday, February 26, 2018, 03:17 am
Event Image Oxfam and Bangladesh SME Corporation Limited (BSCL) have joined hands to support 3000 small women led dairy enterprises to access finance from mainstream business sector. ...Read More
theSTEPs.org distributes books to 1,050 high school students
Wednesday, November 01, 2017, 18:52 pm
Event Image theSteps.org distributes books to 1,050 high school students to promote reading beyond school curriculum. “theSTEPs” received great feedback from the students and ...Read More

IMPLEMENTING TRANSFORMATIVE SOLUTIONS TO PRESSING SOCIAL PROBLEMS BY BRINGING TOGETHER THE RIGHT COMBINATION OF INDIVIDUALS AND ORGANIZATIONS AND BEING PRESENT ON-THE-GROUND TO IMPLEMENT.…

Our Sector Projects
Impact Generated So Far….
BDT 34m
disbursed to Dairy Farmers in Remote Bangladesh
8,000 MSEs serviced through the i-SME platform
USD 2.2 Million has been invested in the integrated i-SME Digital Service Platform for enhancing MSME preparedness
2,000 MSEs digitized to enable formal financing leveraging an automation platform and physical outreach
10,000,000+ members brought under financial net through our enterprise solution for MFIs
theSTEPs
Members Involved
Our Sector Projects
Impact Generated So Far….
32,000 entrepreneurs in attendance from all over Bangladesh in the National Entrepreneurs Summit
300 IoT professionals introduced to IoT standards
Literacy Programs for Mothers and Daughters, initiated by Dishari Foundation
Distribution of books to 1,050 high school students by theSTEPs to promote reading beyond school curriculum in Gacha, Gazipur
theSTEPs
Members Involved
Our Sector Projects
Impact Generated So Far….
USD 0.8m has been disbursed through Business Partnership Platform for Improving the Dairy Sector & Promoting Sustainable Energy in Bangladesh
2,000 MSEs and 375 Dairy Enterprises (DEs) have been financed to implement Zero Waste Model
2,000+ ZWM, 3,500+ MSEs Green Projects implemented nationwide, increasing sustainable energy generation and reducing household smoke which is responsible for 10% of global death (WHO)
USD 4,000
incremental annual income generation after ZWM implementation
200
Bio-Digesters installed
BDT 120 million in investments for 600 MSEs through Impact MSE Platform
theSTEPs
Members Involved
Our Sector Projects
Impact Generated So Far….
USD 4,000 incremental annual income generation after Zero Waste Model implementation
2,000 MSEs and 375 Dairy Enterprises (Des) have been financed to implement Zero Waste Model
BPP 3,700+
Bio-Digesters (ZWM and BPP) installed ensuring the households with lesser inhalation of carbon
Planned disbursement of BDT 30,200,000 to Women-led enterprises in CHAR Areas enhancing food security
41% increase in monthly milk consumption for household beneficiaries

Our Nabiganj Center during টেলি ডাক্তার service.

Patients are enjoying the service of টেলি ডাক্তার program at our Jessore center.

theSTEPs.org launches their টেলি ডাক্তার program.

theSTEPs
Members Involved
Our Sector Projects
Impact Generated So Far….
Up to 1,240 enterprises to receive financing in Kurigram and Gaibandha; primarily Women-led MSEs
BDT 32,000,000 disbursed to Women-led enterprises in CHAR Areas
3,000 Dairy Enterprises (DEs) serviced through the i-SME Platform and 375 DEs financed to implement ZWM; with a prime focus of encouraging Female oriented DEs
50% reduction in time spent by rural women in cooking and collecting firewood through Zero Waste Model (ZWM)
theSTEPs
Members Involved
Idea Generation
Select transformative ideas to solve pressing problems in education, health, environment, financial access
Activate the Collective
Identify a group of social entrepreneurs and their organizations with the requisite skill sets, domain expertise, and infrastructure to execute
Build Enabling Platforms
Use the collective strength in analysis, technology and finance to create platforms that enable realization of the idea
Implementation
Be present on-the-ground to implement the solution through collective outreach capabilities
Impact Measurement
Measure impact and iteratively fine tune the solution to increase effectiveness and scale it up
Dissemination
Disseminate solution across sectors and geographies